Why Rates Rise

3+ day, 11+ hour ago   (572+ words) A softening commercial property market hands clients something they have not had for most of the past decade: room in the insurance budget. What happens to that room at renewal is the decision that gets tested years later, at claim…...

4+ day, 11+ hour ago   (310+ words) New index lists repair cost trends among several factors Triple-I says contribute to premium pressure, a data point relevant to shops navigating cost conversations with insurers. A new data tool from the Insurance Information Institute (Triple-I) lists vehicle repair cost…...

4+ day, 17+ hour ago   (337+ words) The Globe and Mail 3 Insurers to Watch as Competition in Personal Auto Intensifies The U.S. insurance industry is entering a transition phase. The extraordinary earnings tailwinds from higher pricing, favorable reserve development and strong investment income are beginning to fade, while…...

6+ day, 10+ hour ago   (610+ words) Jalopnik This IIHS Top Safety Pick Winner May Also Cost The Most To Insure Let's start by separating the what from the why. The top safety pick in question is the Tesla Model 3. The Insurance Institute for Highway Safety (IIHS)…...

6+ day, 16+ hour ago   (721+ words) Buying insurance is commendable. Being a prudent buyer of insurance is even better. That means more than bargaining for lower premium or looking for more benefits. Insurance is different from most products and services we buy. The price reflects the…...

1+ week, 1+ day ago   (855+ words) SASKATOON, Sask. — Saskatchewan Government Insurance’s decision to limit its rate increase to 3.75 per cent this year is intended to balance affordability with the long-term sustainability of the Crown insurer’s Auto Fund. Still, it acknowledges the fund remains under pressure from…...

1+ week, 2+ day ago   (798+ words) Insurance Business Victoria’s theft crisis is distorting the national motor insurance picture Brokers holding motor portfolios in high-theft postcodes face compounding pressure as loss ratios deteriorate, premiums reprice, and regulatory scrutiny of disclosure intensifies Australia’s motor vehicle theft figures have…...

1+ week, 5+ day ago   (741+ words) Your driving record is only part of the equation. Over two decades making money matters clear, practical and relatable. September 3, 2026 • Advertising Disclosure You probably know your driving record affects what you pay for car insurance. That makes perfect sense. However,…...

1+ week, 2+ day ago   (1391+ words) A telesales agent bypasses your spam call blocker and entices you to switch your short-term insurance cover to another insurer by promising a lower monthly premium. With money tight and a growing mountain of debt to whittle down, you agree....

1+ week, 5+ day ago   (575+ words) The business of insurance is a business of balance. If insurers price policies too high, they risk losing customers. At the same time, if policies are priced too low, losses pile up and profitability suffers. How do insurers strike the…...